Paul Hughes, Financial Consultant Paul has been serving the financial needs of individual and small business investors since 1987. As a PRIMEVEST Financial Consultant, Paul offers a full-service brokerage program, including stocks, bonds, mutual funds, tax-deferred annuities, financial plans, and insurance services. Paul is an Investment Adviser Representative and maintains 5 FINRA general securities registrations. He graduated in 1993 with a degree in Financial Accounting from Metropolitan State University in Denver, Colorado. Paul is very active in the community, in his church, with the Boy Scouts, and serves on several neighborhood boards. E-Mail C. Harold Padgett, CFP, Financial Consultant Harold has nearly 40 years experience in the financial field, including 14 years as a financial adviser to individual and small businesses. As a PRIMEVEST Financial Consultant, Harold offers a full-service brokerage program, including stocks, bonds, mutual funds, tax-deferred annuities, financial plans, and insurance services. Harold is a certified financial planner and also an investment adviser representative. He holds an undergraduate engineering degree from The Citadel and an MBA from the University of South Carolina. Harold is very active in the community, serving on several boards of civic and professional organizations, and is currently a member of the Hanover County Planning Commission. E-Mail Terri Cheney, Financial Consultant Terri has over 25 years experience in the investment services industry, including 8 years serving the financial needs of individuals, community banks and financial advisers. As a PRIMEVEST Financial Consultant, Terri offers a full-service brokerage program, including stocks, bonds, mutual funds, tax-deferred annuities, financial plans and insurance services. Terri currently has her FINRA General Securities registrations and insurance licenses. During the course of her career she has held several FINRA registrations and has been a member of several professionally affiliated organizations. Terri is very active in the community and her church, serving on several committees and boards. E-Mail Pam Embrey, Financial Consultant For over 17 years Pam has been serving the financial needs of individual and small business. As a PRIMEVEST Financial Consultant, Pam offers a full-service brokerage program, including stocks, bonds, mutual funds, tax-deferred annuities, financial plans, and insurance services. Pam is an Investment Adviser Representative and holds four FINRA securities registrations. She is a graduate of Virginia Polytechnic Institute & State University with a BS in Marketing Management. Pam lives in Richmond with her husband and 2 children, is very active in the community, and serves on the board of the Fan Woman's Club, a charitable organization in her neighborhood. E-Mail

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