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Personalized solutions for your financial needs
Meet Our Team

The Financial Consultants at Franklin Federal Financial Center have a combined experience of more than 60 years.



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Paul Hughes, Financial Consultant

Paul has been serving the financial needs of individual and small business investors since 1987. As a PRIMEVEST Financial Consultant, Paul offers a full-service brokerage program, including stocks, bonds, mutual funds, tax-deferred annuities, financial plans, and insurance services.

Paul is an Investment Adviser Representative and maintains 5 FINRA general securities registrations. He graduated in 1993 with a degree in Financial Accounting from Metropolitan State University in Denver, Colorado.

Paul is very active in the community, in his church, with the Boy Scouts, and serves on several neighborhood boards.

804.363.3405
Email



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Terri Cheney, Financial Consultant

Terri has over 30 years experience in the investment services industry, including 15 years serving the financial needs of individuals, community banks and financial advisers. As a PRIMEVEST Financial Consultant, Terri offers a full-service brokerage program, including stocks, bonds, mutual funds, tax-deferred annuities, financial plans and insurance services.

Terri is an Investment Adviser representative and holds 4 FINRA registrations. During the course of her career she has held several additional FINRA registrations and has been a member of several professionally affiliated organizations.

Terri lives in Richmond with her husband and two sons and is very active in the community and her church, serving on several committees and boards.

804.967.2136
Email



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Pam Embrey, Financial Consultant

For over 19 years Pam has been serving the financial needs of individual and small business investors. As a PRIMEVEST Financial Consultant, Pam offers a full-service brokerage program, including stocks, bonds, mutual funds, tax-deferred annuities, financial plans, and insurance services.

Pam is an Investment Adviser Representative and holds four FINRA securities registrations. She is a graduate of Virginia Tech University with a BS in Marketing Management.

Pam lives in Richmond with her husband and two children and is very active in the community, serving on the board of the West Grace Street Association and as a member of the Fan Woman's Club, a charitable organization in her neighborhood.

804.901.7557
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