Debra is located in the Mechanicsville area and has over 25 years experience in helping customers achieve their dream of home ownership. Whether you are a first time home buyer, repeat customer, building a new home or refinancing, Debra realizes that obtaining a mortgage loan is one of the most important decisions you will make in your lifetime and she wants to be there to help you through the process.
"I sincerely believe this was the most pleasant experience involving a loan that I have ever been a part of. Debra, thank you so much for handling my loan so efficiently!" Tammy, Mechanicsville
Debra, a native of Richmond, resides in the Old Church area of Hanover County with her husband, Billy, and their rescued pets. Away from the office she enjoys spending time with family, playing golf, and relaxing on the water. Debra is very active in her community, serving on various non-profit committees.
Nancy has over ten years experience in helping individuals and families with their mortgage loan needs. As a previous owner of her own mortgage company, Nancy's focus is on the customer, not the contract. Building relationships with people and guiding them through the many mortgage decisions is Nancy's favorite part of being a loan officer.
Nancy is married and enjoys spending time with her husband, three daughters, and five dogs at their lake house at Buggs Island. She is a graduate of Virginia Commonwealth University and has close ties with the University of Richmond.
Celia has worked in the mortgage-financing field for more than 25 years and joined Franklin Federal in 2000. As a dedicated mortgage professional, she understands how to provide financing options that best fit customers' needs. In today's environment, Celia's dedication to securing the loan that is best for her homeowner is as important as ever.
"Celia always goes the extra mile for me and gives 110%. Her knowledge of the industry, the Richmond market and my needs resulted in an enjoyable experience - and that is not always the norm!" - Sandra, Richmond
Celia, a resident of Henrico County, enjoys spending time with her family, friends and plays an active role in her church.
Marilyn has more than 30 years experience in the real estate mortgage industry both managing and working directly with customers. Whether you are a first time homebuyer or refinancing an existing loan, Marilyn has a solid understanding of the local real estate market and what it takes to close your loan with efficiency and expertise.
Marilyn, a resident of Bon Air for over 30 years, lives with her husband Tim and enjoys exercising, gardening, and spending time with her children and grandchildren. An avid cook, Marilyn can be found in her kitchen when she's not meeting with customers.
Barbara has been a professional in the mortgage financing field for more than 25 years and has worked with Franklin Federal since 1996. She is currently Vice President and Senior Loan Officer.
Having actively sold real estate for ten years, Barbara understands how important the decision is when choosing a lender. This unique perspective is one reason why customers continue to work with Barbara time after time.
Barbara is a native of Henrico County and currently resides in Glen Allen with her husband, Bob. Barbara enjoys spending time with her family and anything that gets her on the water. She is actively involved in the community through a variety of organizations and serves on the board of several non-profits. She especially enjoys helping area educators and law enforcement officers.
