Standard Requirements
Information Needed
It is our goal to process your loan as quickly as possible. Please remember to provide the following information with your application:
Information Needed
- W-2 (two years)
- Current paystubs (one month)
- Government issued photo ID
- Landlord/mortgage company information
- Employer name, address and phone number (two year history)
- Purchase agreement including legal description
- Savings, checking, CDs ,stock statements including: names, addresses, account numbers and balances (two months)
- Current creditor information including: names, account numbers, balances and monthly payments
- Check for appraisal fee
- If resident alien(s): Green Card(s)
- For rental property: mortgage information and title insurance
- If self-employed: tax returns with all schedules, YTD profit & loss statement and balance sheet (last two years)
- If refinancing: deed, survey and title insurance
- List of all real estate owned including addresses and mortgage balances
NOTICE: IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.
