Our recipe for success... starts with the finest ingredients - knowledgeable, experienced and friendly loan officers who can help you find the right loan to fit your needs and a variety of loan products. Just look at what we can provide: 30-Year Fixed-Rate Loans * 15-Year Fixed-Rate Loans * Construction-Perm Loans Lot Loans Bridge Loans Preapproval Programs * Special Financing for: - 1st Time Homebuyers - Low-to-Moderate Income   Borrowers 2nd Mortgage Loans Investment Loans Commercial Loans Grant Money Programs Local Payment Loans ARM Loans 97% Financing Generously combine these ingredients with our convenient locations and the result is the highest quality customer service in the industry. Did we forget to mention that our loans are locally originated, processed and closed? Now that's the gourmet experience of borrowing from Franklin Federal Savings and Loan. * For illustrative purposes, a 30-year fixed rate loan for $250,000 with a 6.375% interest rate (6.391% APR) would require 360 monthly principal and interest payments of $1559.67 and a 15-year fixed rate loan for $250,000 with a 6.125% interest rate (6.151% APR) would require 180 monthly principal and interest payments of $2126.56. The actual terms you receive may be different depending on your individual circumstances, rates are subject to change daily.        NOTICE: IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW LOAN To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.