Electronic Deposit Insurance Estimator: The Federal Deposit Insurance Corporation (FDIC) has an expanded version of its Electronic Deposit Insurance Estimator, also known as "Online EDIE," for use by depositors. With this new version, users can estimate insurance coverage for a wider range of account types. Customers can access the new Online EDIE on the FDIC's Web site at www.fdic.gov/deposit/deposits/index.html - Online EDIE is designed to enable novice computer users to get accurate statements of their deposit insurance coverage. The "Walk Me Through" format is a step-by-step approach that helps users estimate their coverage by entering information about their accounts at an FDIC-insured institution. The "Calculator" format is an all-inclusive approach that allows users to enter all necessary information on one screen. - Online EDIE generates a printable report clearly showing the amount of insurance coverage for the user's accounts. Security Alerts for Our Customers: Be aware that Franklin Federal will never contact our customers by phone or e-mail to obtain any confidential information such as account number, date of birth, or social security number. Do not give this or any other confidential information to anyone contacting you, claiming to be a representative of our institution. If you have any concerns about correspondence received from Franklin Federal please contact our Security Administrator. Please be aware that incidents of Phishing are on the rise. In a Phishing attack, a fraudster spams the Internet with e-mail purporting to be from a reputable financial institution or e-commerce site, and urging the recipient to click on an included link to update their personal profile or carry out some transaction. The link takes the victim to a fake website designed to look like the real thing, but where any personal or financial information entered is routed to the scammer. The most audacious variants of the scam demand a victim's name, address, credit card number, expiration date, ATM code, social security number, and other information useful for credit card fraud and identity theft. The Office of Thrift Supervision (OTS) is the primary regulator of all federally chartered and many state-chartered thrift institutions, which include savings banks and savings and loan associations. On March 8 we received a security memorandum from the OTS encouraging us to inform our customers that phishing incidents, as well as all other forms of identity theft, are on the rise. They suggest reviewing the Federal Trade Commission's information that describe phishing and identity theft, what customers can do to protect themselves and what they can do if they become a victim. Also in the security news: For your reference, FDIC Special Alerts may be accessed from the FDIC's Web site at www.fdic.gov/news/news/specialalert/index.html